Author: benrudin (4 Articles)
Ben Rudin is an active member of the College Democrats at the University of Oregon. He describes himself as a libertarian Democrat and supporter of the Democratic Freedom Caucus.
In the new health care bill released in the Senate, among other provisions, two are that insurance companies can no longer discriminate based on preexisting conditions (guaranteed issue), and individuals will be required to buy insurance (individual mandate). If they don’t, they will be subject to a $95 penalty in 2014 and it goes up to a $750 penalty in 2016. To understand why this penalty is insufficient, we first need to understand why these two principles don’t work unless both are in place…
